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We are observing a jump in the adoption of this technology by users in the smart phones nowdays. This NFC technology offers users all of the benefits that they enjoy with contactless cards – including convenience, ease of use, security and speed of payment, as well as the opportunity to more closely integrate their mobile phone / device into their day-to-day. For instance, Commonwealth Bank customers are now able to withdraw cash from ATMs without even using a card. Instead, users log on to the banks mobile app, select the amount they wish to withdraw and receive a code to enter into the ATM as well as a PIN sent via text to their phone. In Westpac's most recent trial, customers scanned their fingerprint to log onto its banking app and St. Louis. George recently became the country's first bank to tap into the wearable technology trend, with a banking app designed for smartwatches.

All of these innovations make it easier for consumers to go about their day without the use of cash or traditional payment cards. 2. We can collect information (audio, video, images, softwares, etc) from other phones. 3. By touching two phones together we can go for two player game.

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Regarding security issues: With the continued integration of smartphones into our daily lives, one may appeal that storing banking details in a phone is inherently more secure than traditional cards simply due to the connection between consumers and their smartphones. While it's common to misplace a wallet or credit card, consumers are more accredited to checking their phone through the day and would be likely to notice immediately if it went missing. Evolution: Nokia unveiled the first fully integrated NFC phone, the Nokia 6131 NFC, at the 2007 Consumer Electronics Show (CES) in Las Vegas. At CES, Nokia was in a perfect position to show off what some in the industry consider to be the myriad other applications for an NFC phone – like sucking data off an NFC-equipped business card and downloading data from an NFC-equipped kiosk.

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The NFC chip is embedded underneath the cover of the phone. According to the NFC forum, you could also use an NFC phone to unlock the door to your house and synch your phone calendar with your PC calendar. 2009 In January, NFC Forum released Peer-to-Peer standards to transfer contact, URL, initiate Bluetooth, etc. 2010 Samsung Nexus S: First Android NFC phone has shown. Samsung also launched tiny NFC Tec Tile tags in 2012 that can be programmed and rewritten by NFC devices. For instance, a tag stationary near a bedside could be programmed to turn the phone's music app on each time the phone comes close.